Last updated: October 6, 2026
By accessing or using the Scrubs & Assets website, you agree to be bound by these Terms & Conditions. If you do not agree with these terms, please do not use the website.
The Scrubs & Assets website provides general information about our services, financial planning resources, educational content, and ways to contact us.
Information provided on this website is intended for general informational and educational purposes and should not be interpreted as a guarantee of any particular financial outcome.
Information published on this website is not intended to constitute personalized financial, investment, insurance, tax, legal, or accounting advice.
Your individual financial circumstances, objectives, risk tolerance, insurance needs, tax position, and other relevant factors should be considered before making financial decisions.
You should obtain appropriate professional advice based on your individual circumstances before making financial or investment decisions.
Accessing this website, submitting an inquiry, or communicating with us through the website chat does not by itself create a financial advisor-client, insurance advisor-client, fiduciary, contractual, or other professional relationship.
Any professional relationship will be established only through appropriate documentation and processes where applicable.
Our website may include a chat feature that allows visitors to communicate with Scrubs & Assets.
The chat feature is intended primarily for general inquiries, communication, and scheduling purposes. Please do not submit passwords, banking credentials, government identification numbers, medical information, or other highly sensitive information through the chat unless we specifically provide a secure method for doing so.
We make reasonable efforts to ensure that information presented on this website is accurate and current. However, we do not guarantee that all information is complete, accurate, current, or free from errors or omissions.
Information may change without notice.
Past performance, examples, illustrations, projections, or other information presented on this website should not be interpreted as a guarantee of future results.
Financial outcomes depend on individual circumstances, market conditions, product terms, economic conditions, and other factors.
Our website may contain links to third-party websites, services, platforms, or resources.
These third-party websites are not controlled by Scrubs & Assets. We are not responsible for their content, availability, privacy practices, security, or terms of use.
Unless otherwise stated, the content of this website, including text, graphics, logos, images, designs, and other materials, is owned by or licensed to Scrubs & Assets and is protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, publish, sell, or commercially exploit website content without our prior written permission, except where permitted by law.
You agree not to use this website for unlawful purposes or in a manner that could damage, disable, overburden, or impair the website or interfere with another person's use of the website.
To the extent permitted by applicable law, Scrubs & Assets and its representatives will not be liable for losses or damages arising from your reliance on information provided through this website, your use of the website, interruptions to the website, or information obtained through third-party websites.
Nothing in these Terms & Conditions is intended to exclude or limit liability where such exclusion or limitation is prohibited by applicable law.
Your use of this website is also subject to our Privacy Policy, which explains how we collect, use, disclose, and protect personal information.
We may update these Terms & Conditions from time to time. Updated terms will be posted on this page with a revised "Last updated" date.
Your continued use of the website after changes are posted constitutes your acceptance of the updated terms, to the extent permitted by applicable law.
These Terms & Conditions are governed by the laws applicable in the Province of Alberta and the applicable laws of Canada.
Any disputes arising from your use of this website will be subject to the applicable courts and laws of Alberta and Canada, subject to applicable law.
If you have questions about these Terms & Conditions, please contact Scrubs & Assets using the contact information published on our website.